Best Bitcoin exchange
This article lists the 5 Best Bitcoin Exchanges to Buy Bitcoin with credit and debit cards instantly. I have given my best efforts to find the most suitable and trusted exchanges for the purpose.
Although, there are a lot of exchanges available worldwide which allows buying Bitcoins and altcoins with credit & debit card.
Unfortunately, not all Bitcoin exchange provides the same quality of service and most importantly privacy of your credit & debit card information.
I have tested each of the below-listed exchanges personally and did intensive research by reading users’ reviews and experiences of each exchange on the public platforms and forums worldwide.
Each Bitcoin exchange has its own unique advantages and disadvantages which I have mentioned below.
Accordingly, you can choose the bitcoin exchange to Buy Bitcoin with credit and debit card which serves your purpose best.
Best Bitcoin exchanges to buy Bitcoin with credit and debit card 2022.
Below is the list of best and trusted exchanges to buy crypto with credit and debit cards.
Detailed Review of each Exchange
Coinbase exchange is one of the established, reputed exchanges in the industry to Buy Bitcoin with credit and debit cards instantly.
The exchange was founded by Brian Armstrong and Fred Ehrsam in 2012 and is based in San Francisco, California.
Coinbase supports 33 countries including the US and has served over 12 million customers to exchange over $40 billion in digital currencies.
You can buy 23 cryptocurrencies with debit & credit cards.
Coinbase supports the following cryptocurrencies:-
- Bitcoin cash (BCH)
- Ripple (XRP)
- Ethereum Classic (ETC)
- Maker (MKR)
- Augur (REP)
- Basic Attention Token (BAT)
- Loom Network
- District Ox
Other than Credit and debit cards Coinbase supports Bank transfers, SEPA, and Xfers(only available in Singapore)
Coinbase charges fees ranging from 1.49% to 3.99%, depending on your payment method.
The transactions with the credit card are charged the most i.e. 3.99% which is among the lowest for European and US customers.
There are four account verification levels on Coinbase.
The first, three-level of verification take only a couple of minutes. The fourth-level verification can take a few weeks.
The upgraded account level increases the user’s buying and selling weekly limit from 1000$ to 50000$ per week.
It is literally effortless to acquire Bitcoin from the exchange with Visa and Mastercard.
Its security is robust. Two-factor authentication is necessary to even log in. Passwords are encrypted and Bitcoins and all other cryptocurrencies are insured.
It sits at the top of the hierarchy on the list of best bitcoin exchanges to buy Bitcoin with credit and debit cards worldwide.
- Established and reputed exchange, available in 30 countries to Buy Bitcoin with credit and debit cards.
- High weekly limits to buying Bitcoin and altcoins
- Security is robust
- Bitcoins along with three altcoins are insured
- Cold storage wallet for each altcoin
- Exchange charges a 3.99% fee using credit & debit cards. (Relatively low)
- Not available in every country to buy bitcoin with credit and debit cards including in India
Coin Mama is a veteran exchange and was launched in the year 2013.
It is a company based in Israel and is ranked second on the Best Bitcoin exchange list.
Coinmama offers high liquidity. It allows you to buy & sell 10000$ worth of Bitcoin per day and 20000$ worth of Bitcoins in a month with a credit & debit card.
It has high buying limits in comparison to other Cryptocurrency exchange
Other than the credit & debit cards, Western Union, and Cash (rare) are also accepted payment methods.
Coinmama supports most countries including some states of the USA
Tennessee, Texas, Virginia Wisconsin, Pennsylvania, Arizona, Illinois, Indiana Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Montana, Nevada, Massachusetts, California, Colorado, Florida, New Jersey, New Mexico, North Carolina, South Carolina.
There is four account verification level. Which set the buying & selling limit for a user. A high level means high buying limits.
Coinmama supports 8 cryptocurrencies.
It is relatively expensive to buy bitcoin from the Exchange.
The cryptocurrency prices you see on the exchange include a 5.50% brokerage service charge.
In addition, Coinmama charges an additional 5% fee for Buy Bitcoin with credit and debit cards.
The total transaction fee is 10.5%. This means for every 1000$ worth of Bitcoins you will receive 895$ worth of Bitcoins.
Transactions are fast. Customer support usually replies within 10 minutes.
Overall, there is no alternative to the Coinmama exchange if you want to Buy Bitcoin with credit and debit cards at the expense of a high fee.
- User-friendly interface.
- High buying limits for verified users.
- Ultrafast transaction.
- The transaction fee is comparatively high
- For buying Bitcoins more than 150$ user has to get verified.
3. Cex.io –
Cex.io exchange is also one of the established and renowned Bitcoin exchanges. It is based in London and was established in 2013 as a Bitcoin mining provider but now only operates as Bitcoin exchange.
It let you buy Bitcoin with credit and debit cards along with Bank transfers and SEPA.
Cex.io exchange charge a 3.5% + $0.25 fee if you fund your cex.io account with supported payment methods.
In case, you decided to Buy Bitcoin with credit and debit card directly costs a 7% extra fee.
So in plain English, it means if you want to buy Bitcoin worth $1000 you will receive Bitcoins worth 930$
Cex.io supports Bitcoin (BTC), Ethereum crypto (ETH), XRP crypto, Monero (XMR), Dash, Z-cash, Neo, Namecoin, Dogecoin, BCH, Stellar (XLM), Omise Go(OMG), Gemini Dollars (GUSD), and Litecoin crypto (LTC).
Fiat currency supported are Euros, Pound, US dollar, and Russian rubles. There are four types of accounts Cex.io supports, which set the buying & selling limit of the user. It ranges from $500 to an unlimited amount for verified users.
Cex.io has strong security architecture and a user-friendly interface. Customer support is of the highest standard and they usually answer within hours.
Cex.io ranked third on the list of best bitcoin exchanges to Buy Bitcoin with credit and debit cards.
- Well established Cryptocurrency exchange with a large member base
- Very user-friendly interface, ideal for beginners.
- Wire transfer and SEPA are the other payment methods accepted.
- Support a decent number of main league cryptocurrencies to buy, sell, and trade
- The transaction is fast and instant
- Charge a reasonable 5% fee if you fund your cex.io account using the debit card
- Can buy an unlimited amount of bitcoins with verified plus and corporate account
- 5% fee if you buy Bitcoin directly with credit & debit card.
Changelly is newly born cryptocurrency exchange or Instant cryptocurrency exchange launched in 2016. It was established by the exact men who own MinerGate – a mining pool that will allow you to sign up for other miners across the globe.
Changelly is based in Prague(Checkslovakia). The exchange is clean and easy to use, have an intuitive interface, best exchange rates, competitive trading fee.
It allows you to buy, exchange altcoins in the most convenient way possible.
It does this by aggregating and suggesting the best rates directly on its website.
Changelly accepts payments in nearly any cryptocurrency and you can receive a payout in any other cryptocurrency. There is a static trading fee 0.5% fee, which is fairly competitive.
However, cheaper rates are available when working directly on the market trading platform.
But if you buy & trade crypto with fiat currency directly then fee varies depending on the fiat.
Buying fee with a credit & debit card directly can reach up to 15% on a bad day
To process the credit & debit card transactions, Changelly needs a third-party payment service, which massively varies the buying fee (currently Indacoin).
Changelly supports almost every country in the world. It has high buying limits and solid liquidity.
You can make a trade of any size, and a transaction is processed within 5 to 30 minutes.
Changelly is without a doubt one of the best bitcoin exchanges to buy bitcoin with credit and debit cards (Visa and Mastercard) without verification.
- No ID verification is needed to buy bitcoin and altcoins with a VISA or MasterCard.
- A myriad of coins available to buy, sell, and trade
- Low commission fee for crypto-to-crypto conversion.
- The interface is clean, simple, and beginner-friendly
- Security is top-notch with great customer support.
- The fee can vary from 5% to 14% on a given day.
Indacoin is a London-based exchange and rated 5th on the list of the best bitcoin exchange to buy Bitcoin with credit and debit cards instantly.
Indacoin was established in 2013. The exchange allows buying Bitcoin and altcoins without any verification.
When the first time you use a credit or debit card, you will receive a call from Indacoin with a 4-digit code, which should be entered on your order page.
After that, you have to enter a 3-digit code which is available on your online card statement next to the final order amount.
You can also buy bitcoin with Payza, OkCash, UniPay, BTC-e other than the Credit card.
Buying limits increase after every purchase which ranging from $50 to no limit.
Security is stable enough to make the transaction security on the platform. They only allow 3-D secure cards for the transaction.
Support is satisfactory there are options for live chat, email support, and phone support.
- Support more than 200 countries
- Multiple payment methods including the Ok-cash, Payza, Unipay, and Wire transfer
- No cryptocurrency depositing fee
- No ID verification is required
- Payza is the only payment method to withdraw Fiat currency.
Binance exchange has recently added service to Buy Bitcoin with credit and debit cards via simplex.
You can read more about Binance here
(A complete review of all the above exchanges is coming soon)
Note – Never leave your Bitcoin on the Bitcoin exchange itself. Always use a Hardware wallet to store your coins.
Conclusion – Buy Bitcoin with credit and debit card
Buy Bitcoin with credit and debit card is very common now, every best crypto exchange today accepts this payment method. As carrying this card is very easy and is accepted by everyone in the market today.
As a matter of security using to buy bitcoin with credit and debit cards. Security is stable enough to make the transaction security on the platform. They only allow 3-D secure cards for the transaction. So you can purchase this without any hassle and worries.
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